Phil has over 40 years of broad experience in bank operational risk management, financial control and treasury/capital market operations management. Since joining the NY Fed in September 2011, Phil has been heavily involved in examining banks for safe and sound operational, third-party and internal audit risk management practices. As a former international banking industry consultant and as a practitioner, Phil brings extensive hands-on experience in banking and bank operations. In addition to his role at the NY Fed, Phil serves as an instructor at the Federal Reserve Board in Washington DC, training international students in supervisory approaches for examining bank risk management practices.