Kristof Horompoly is an AI expert with a career that sits at the intersection of mathematical modeling, risk, and real-world decision systems - from quant roles across major banks including Morgan Stanley and Bank of America Merrill Lynch to fraud modeling at PayPal, where he also built the foundations of the Responsible AI program. He later led the global Responsible AI Team at JPMorgan Chase, partnering across the business, AI research, engineering, and AI governance to move principles into practice. Today, as Head of AI at ValidMind, he leads AI engineering, product, and strategy to help teams ship products and features that are optimized for accuracy, performance, and transparency. Kristof Horompoly is a Chartered Financial Analyst and has a B.Sc . in mathematics and a M.Sc. in applied math from the Budapest University of Technology and Economics.